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Retirement age and quarters calculator

Enter your year and month of birth: you get the age from which you can retire, the number of quarters required for a pension without reduction, the earliest year of departure and the age at which the full rate is granted whatever your number of quarters.

2026 rules — verified on September 3, 2026Free, no account

This content is part of the path: Preparing and drawing my pension· Step 2 of 8· Next step: Basic state pension estimate

Your result

Fill in the fields, then run the calculation: the full breakdown appears here, free of charge.

Sources and assumptions

  • service-public.gouv.fr — F14044 — tax year 2026, verified on September 3, 2026
    Excerpt from the source : « Vous êtes né : 1962 — Vous pouvez partir en retraite à partir de : 62 ans et 6 mois — Nombre de trimestres exigé pour avoir le taux plein : 169 (42 ans 3 mois) »
  • service-public.gouv.fr — F14044 — tax year 2026, verified on September 3, 2026
    Excerpt from the source : « Vous êtes né : À partir du 1er janvier 1969 — Vous pouvez partir en retraite à partir de : 64 ans — Nombre de trimestres exigé pour avoir le taux plein : 172 (43 ans) »
  • service-public.gouv.fr — F14043 — tax year 2026, verified on September 3, 2026
    Excerpt from the source : « Vous êtes né : À partir du 1er janvier 1969 — Vous pouvez partir en retraite à partir de : 64 ans »
  • service-public.gouv.fr — F14044 — tax year 2026, verified on September 3, 2026
    Excerpt from the source : « Ou vous partez à la retraite à 67 ans, quel que soit votre nombre de trimestres d'assurance retraite. »

Calculation assumptions

  • General scheme for employees and aligned schemes: special schemes and civil servants in active-service categories are not covered.
  • No early retirement is computed: long career, disability, permanent incapacity or arduous work, unfitness for work — these schemes may bring the indicated age forward.
  • The one-year reduction of the minimum age granted, under conditions, to parents receiving an insurance-period credit is not modelled.
  • The official table only starts at a given generation, which sets the lower bound of the “year of birth” field; earlier generations, already past the automatic full-rate age, are not covered.
  • “Full rate” here means no reduction is applied: the pension amount also depends on the average annual salary and the insurance period, which are not computed.

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This result is provided for information purposes only and does not constitute personalised tax advice. Check your situation with the tax authorities or a professional.