Gift Aid Calculator
Calculate what your charity donation is worth with Gift Aid: the 25% charity uplift, higher-rate relief for 40/45% taxpayers and the tax-cover check.
Daten geprüft · Juli 2026
How much does the charity get with Gift Aid?
25p extra per £1 donated: the charity reclaims basic-rate tax, turning a £100 net gift into £125 — at no additional cost to you.
Quelle: GOV.UK — Gift Aid (gov.uk/donating-to-charity/gift-aid); tax relief on donations (gov.uk/tax-relief-donations); income over £100,000. · aktualisiert 2026
🧮
Fuellen Sie die Felder aus, um Ergebnisse in Echtzeit zu sehen
Gefaellt Ihnen dieser Rechner?
Erstellen Sie ein kostenloses Konto, um Ihre Berechnungen zu speichern, auf den Verlauf zuzugreifen und als PDF zu exportieren. Upgraden Sie auf Pro fuer alle 319 Rechner.
Eine Frage zu diesem Ergebnis?
Stellen Sie sie Solva, dem KI-Finanzberater von ActioFin — Antworten mit Quellen aus offiziellen Texten.
5 kostenlose Fragen pro Tag mit einem kostenlosen Konto
Alles über Gift Aid Calculator
📋Überblick+
Gross-ups your net donation at 100/80 (the charity reclaims 25p per £1 given), computes the extra 20% or 25% relief higher and additional-rate donors can claim on the gross donation, checks you have paid enough tax to cover the charity's reclaim, and shows the Personal Allowance taper bonus in the £100,000–£125,140 zone.
💡 Bewährte Vorgehensweisen
- Higher-rate taxpayers reclaim 20% of the gross donation via Self Assessment — a £100 gift costs them £75.
- Gift Aid reduces adjusted net income: donations in the £100k–£125k zone regain tapered Personal Allowance (up to 60% effective relief).
- You can carry a donation back to the previous tax year if you claim before filing that year's return.
🔢 Konkretes Beispiel
£4,000 net donation, £110,000 income: the charity receives £5,000 (+£1,000), you reclaim £1,000 higher-rate relief (net cost £3,000) and regain £2,500 of tapered Personal Allowance — worth another £1,000.
📖Anleitung+
So verwenden Sie diesen Rechner
- 1
Enter the amount you actually give (net donation).
- 2
Enter your taxable income to compute higher-rate relief.
- 3
Enter the income tax/CGT you paid this year for the tax-cover check.
- 4
Read what the charity receives, your relief and your effective cost.
📚Glossar+
- Gross donation
- Your net gift × 100/80. A £100 donation becomes £125 for the charity — the reclaimed £25 is the basic-rate tax you already paid on that money.
- Tax cover
- You must have paid at least as much income tax or CGT in the year as all charities reclaim on your donations — otherwise HMRC can recover the shortfall from you.
ℹ️Quellen & Aktualisierung+
Letzte Datenaktualisierung
5. Juli 2026
Quellen und Referenzen
GOV.UK — Gift Aid (gov.uk/donating-to-charity/gift-aid); tax relief on donations (gov.uk/tax-relief-donations); income over £100,000.
Die Daten dieses Rechners werden regelmäßig aktualisiert, um die neuesten offiziellen Sätze abzubilden. Im Zweifel konsultieren Sie die oben genannten offiziellen Quellen.
FAQ — Gift Aid Calculator
How much does the charity get with Gift Aid?+
25p extra per £1 donated: the charity reclaims basic-rate tax, turning a £100 net gift into £125 — at no additional cost to you.
What do higher-rate taxpayers get back?+
The difference between their marginal rate and basic rate on the gross donation: 20% extra for 40% taxpayers, 25% for 45% taxpayers — claimed via Self Assessment or a tax-code adjustment.
What if I have not paid enough tax?+
Gift Aid requires you to have paid at least the reclaimed amount in income tax or CGT this year. If not, HMRC can ask you to make up the difference — do not tick the Gift Aid box.