Calculate the High Income Child Benefit Charge (1% per £200 above £60,000, full clawback at £80,000) and how a pension contribution reduces it.
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Computes 2025/26 Child Benefit (£26.05/week for the eldest child, £17.25 for each additional) and the High Income Child Benefit Charge on the higher earner's adjusted net income — 1% of the benefit per full £200 above £60,000, fully clawed back at £80,000 — including the mitigation from a gross pension contribution.
£70,000 income, 2 children: benefit £2,251.60/yr, charge 50% (£1,125.80). A £10,000 gross pension contribution brings income to £60,000 — charge eliminated, £1,125.80 saved.
Enter the higher earner's adjusted net income.
Enter the number of children you claim for.
Optionally add a planned gross pension contribution to see the charge reduction.
Read the annual benefit, the charge and the net amount kept.
Last data update
July 5, 2026
Sources and references
GOV.UK — Child Benefit tax charge (gov.uk/child-benefit-tax-charge); Child Benefit rates (gov.uk/child-benefit-rates).
The data in this calculator is updated regularly to reflect the latest official rates. When in doubt, consult the official sources listed above.
The partner with the higher adjusted net income when it exceeds £60,000 and Child Benefit is claimed in the household — regardless of who receives the benefit.
£26.05 a week for the eldest or only child and £17.25 for each additional child — about £2,251.60 a year for two children.
Usually keep the claim and opt out of payments if you prefer: the claim itself protects National Insurance credits towards the State Pension and the child's NI number.