German pension account clarification: form V0100

The application for account clarification (Antrag auf Kontenklärung, form V0100) is how you close gaps in your German pension record (Versicherungsverlauf) at the Deutsche Rentenversicherung: missing jobs, school and university periods from age 17, child-raising, time abroad. It is not optional: § 149(4) SGB VI obliges insured persons to check the record for accuracy and completeness, state every relevant fact and supply the evidence. The reason not to put it off is in subsection 5: if you do not object within six calendar months after the record is sent, a notice fixes the data that lie more than six calendar years back.

Up to date for 2026 — verified on September 23, 2026Official formGuide: about 40 min

This content is part of the path: Retiring· Step 7 of 11· Next step: Offsetting an early-retirement pension reduction: requesting the statement (V0210)

Deadlines

Six calendar months after the record is sent: § 149(5) sentence 1 SGB VI — if you do not object within this period (or once the account is clarified), the pension institution fixes by formal notice (Feststellungsbescheid) the data in the record that have not yet been fixed and lie more than six calendar years back
At 43: record and clarification questionnaire: According to the Deutsche Rentenversicherung (FAQ on the pension record), both are sent as part of the clarification procedure once you turn 43; from 55 a record follows every three years with the pension statement (Rentenauskunft)
Processing: three to four months on average: According to the Deutsche Rentenversicherung (announcement of 6 July 2026), processing an account clarification after the application takes three to four months on average
Afterwards: a notice on your record every six years: According to the same announcement, after an account clarification insured persons receive a notice on their record every six years; changes since the clarification go on questionnaire V0300

Documents to prepare

Pension insurance number (Rentenversicherungsnummer) and the record you were sent
Personal details: name, former names, date and place of birth, nationality, address, residence on 18 May 1990
If you moved from abroad: date, place of origin and destination
If a representative applies: power of attorney or court order
Missing employment periods: dates, job, employer, health insurer — with employment contracts, references or insurance cards
Proof of school, technical college and university periods from 17 and of vocational training
The children's birth certificates; for caring for a child, the decision on care benefits
Periods abroad: dates, country, foreign insurance system and insurance number
For a civil-service pension: pension office, file reference, assessment sheet; for a pension: institution and insurance number

Download the official form

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The official form itself, pre-filled with your entries. Only the boxes that match the fields below are filled in: complete the others on the form before filing it.

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The generated document is written in French — the language the receiving French authority expects. This page is in English; the document itself is not translated.

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All fields are required unless marked “optional”.

Reference numbers

Pension insurance number(optional)

Identifier (if known)(optional)

1 Personal details

Surname(optional)

First name(optional)

Name suffix (e.g. Freifrau, Graf)(optional)

Name prefix (e.g. von, van, de)(optional)

Title (e.g. Prof. Dr. med.)(optional)

Birth name(optional)

Former names(optional)

Date of birth(optional)

DD.MM.YYYY

Sex(optional)

Nationality (and former nationality until, if any)(optional)

Place of birth (district, country)(optional)

Street and number(optional)

Address supplement(optional)

Postcode(optional)

5 digits

Town(optional)

Telephone(optional)

6 to 20 characters: digits, spaces, + and .

Fax(optional)

6 to 20 characters: digits, spaces, + and .

Residence on 18 May 1990 (town, federal state, country)(optional)

Last residence in Germany (if living abroad)(optional)

Moved to Germany from abroad?(optional)

Moved on(optional)

DD.MM.YYYY

Moved from (town, region, country)(optional)

Moved to (town, federal state)(optional)

2 Application by another person

2 Application made on behalf by: surname, first name / office (file reference if any)(optional)

Acting as(optional)

Representative: street and number(optional)

Representative: address supplement(optional)

Representative: postcode(optional)

5 digits

Representative: town(optional)

Representative: telephone(optional)

6 to 20 characters: digits, spaces, + and .

Representative: fax(optional)

6 to 20 characters: digits, spaces, + and .

3.1 Contribution periods in Germany

3.1 Contribution or employment periods missing from the pension record?(optional)

3.1 Missing period 1

Period 1: from(optional)

DD.MM.YYYY

Period 1: to(optional)

DD.MM.YYYY

Period 1: exact description of the job or activity(optional)

Period 1: job or activity (2nd line)(optional)

Period 1: employer (name, seat) or note “self-employed”(optional)

Period 1: employer — seat and type of business (2nd line)(optional)

Period 1: health insurer contributions were paid to(optional)

Period 1: health insurer (2nd line)(optional)

3.1 Missing period 2

Period 2: from(optional)

DD.MM.YYYY

Period 2: to(optional)

DD.MM.YYYY

Period 2: exact description of the job or activity(optional)

Period 2: job or activity (2nd line)(optional)

Period 2: employer (name, seat) or note “self-employed”(optional)

Period 2: employer — seat and type of business (2nd line)(optional)

Period 2: health insurer contributions were paid to(optional)

Period 2: health insurer (2nd line)(optional)

3.1 Missing period 3

Period 3: from(optional)

DD.MM.YYYY

Period 3: to(optional)

DD.MM.YYYY

Period 3: exact description of the job or activity(optional)

Period 3: job or activity (2nd line)(optional)

Period 3: employer (name, seat) or note “self-employed”(optional)

Period 3: employer — seat and type of business (2nd line)(optional)

Period 3: health insurer contributions were paid to(optional)

Period 3: health insurer (2nd line)(optional)

3.1 Missing period 4

Period 4: from(optional)

DD.MM.YYYY

Period 4: to(optional)

DD.MM.YYYY

Period 4: exact description of the job or activity(optional)

Period 4: job or activity (2nd line)(optional)

Period 4: employer (name, seat) or note “self-employed”(optional)

Period 4: employer — seat and type of business (2nd line)(optional)

Period 4: health insurer contributions were paid to(optional)

Period 4: health insurer (2nd line)(optional)

3.1 Missing period 5

Period 5: from(optional)

DD.MM.YYYY

Period 5: to(optional)

DD.MM.YYYY

Period 5: exact description of the job or activity(optional)

Period 5: job or activity (2nd line)(optional)

Period 5: employer (name, seat) or note “self-employed”(optional)

Period 5: employer — seat and type of business (2nd line)(optional)

Period 5: health insurer contributions were paid to(optional)

Period 5: health insurer (2nd line)(optional)

3.1 Missing period 6

Period 6: from(optional)

DD.MM.YYYY

Period 6: to(optional)

DD.MM.YYYY

Period 6: exact description of the job or activity(optional)

Period 6: job or activity (2nd line)(optional)

Period 6: employer (name, seat) or note “self-employed”(optional)

Period 6: employer — seat and type of business (2nd line)(optional)

Period 6: health insurer contributions were paid to(optional)

Period 6: health insurer (2nd line)(optional)

3.2 Periods in the GDR

3.2 Periods in the GDR or the new federal states up to 31 Dec 1991 missing from the record?(optional)

4 Periods abroad

4.1 Periods abroad (including habitual residence) missing from the record?(optional)

4.2 Periods in a foreign insurance system (including special systems)?(optional)

4.2 from(optional)

DD.MM.YYYY

4.2 to(optional)

DD.MM.YYYY

4.2 Insurance system / special system(optional)

4.2 Country(optional)

4.2 Foreign insurance number / file reference(optional)

4.3 Habitual residence in Denmark or the Netherlands (from 15) or in one of the listed countries (from 16)?(optional)

4.3 from(optional)

DD.MM.YYYY

4.3 to(optional)

DD.MM.YYYY

4.3 Country(optional)

4.4 Expellee / late repatriate under the Federal Expellees Act?(optional)

4.5 Contribution and employment periods in Poland?(optional)

4.5.1 Are these periods included in the record?(optional)

4.5.2 Habitually resident in Germany on 31 Dec 1990 and continuously since?(optional)

5 Credited periods

5.1 Credited periods missing from the record?(optional)

5.2 Incapacity for work after 30 June 1983 caused by an accident or by other persons?(optional)

6 Children

6.1 Children raised in their first 10 years whose child-raising periods were not, or not fully, credited to you?(optional)

6.2 Non-professional care of a child in need of care up to 18, from 1 Jan 1992, missing from the record?(optional)

6.2 from(optional)

DD.MM.YYYY

6.2 to(optional)

DD.MM.YYYY

6.2 Relationship to the child(optional)

6.2 Decision on care benefits(optional)

7.1 Vocational training

7.1 Periods of vocational training (even without qualification)?(optional)

First training: from(optional)

DD.MM.YYYY

First training: to(optional)

DD.MM.YYYY

First training: date of final examination(optional)

DD.MM.YYYY

First training: type of vocational training(optional)

Second training: from(optional)

DD.MM.YYYY

Second training: to(optional)

DD.MM.YYYY

Second training: date of final examination(optional)

DD.MM.YYYY

Second training: type of vocational training(optional)

7.1 Evidence (training contract, examination certificate, journeyman's certificate, pay statement)(optional)

7.2 Own civil-service-type pension

7.2 Entitlement or expectancy to a civil-service-type pension?(optional)

7.2 Pension office(optional)

7.2 File reference(optional)

7.2 Assessment sheet of pensionable service periods(optional)

7.3 Pension from your own insurance

7.3 Receiving, received or applied for a pension from your own insurance (also abroad)?(optional)

7.3 since(optional)

DD.MM.YYYY

7.3 until(optional)

DD.MM.YYYY

7.3 applied for on(optional)

DD.MM.YYYY

7.3 Insurance institution (foreign, if applicable)(optional)

7.3 Insurance number(optional)

8 Document access for visually impaired people

8 Documents additionally in an accessible format(optional)

9 and 10 Declaration and enclosures

9 Place, date(optional)

10 Enclosure (first line)(optional)

10 Enclosure (second line)(optional)

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Official form pre-filled with your data: read every box and check the amounts before filing or paying.

Who this applies to

Insured persons who received their pension record together with an application for account clarification — according to the Deutsche Rentenversicherung this usually means there are gaps or inconsistencies in the account
Insured persons aged 43 and over: according to the Deutsche Rentenversicherung they are sent a current record and an account-clarification questionnaire as part of the clarification procedure; clarification is usually needed from age 43
Anyone who spots gaps themselves: according to the Deutsche Rentenversicherung you can ask for a current record at any time
Self-employed people with earlier periods as employees, at university or raising children — according to the Deutsche Rentenversicherung, school, university and child-raising periods have to be applied for and proven by the insured person
NOT anyone whose account has already been clarified and who only needs to report changes since then: there is a separate questionnaire for that, form V0300 (changes since the last account clarification)
NOT anyone expecting a decision on their pension: whether and how the periods count is decided only when a benefit is determined (§ 149(5), last sentence, SGB VI)

Worked example

Sabine Krüger, freelance graphic designer, clarifies her account at 43

Sabine Krüger is 43, self-employed since 2015, and receives her pension record from the Deutsche Rentenversicherung with an application for account clarification. She checks it line by line, as § 149(4) SGB VI requires, and finds three gaps: her university studies from October 2000 to September 2005 (60 months, no degree), her first 14 months as an employed designer at an agency in Leipzig in 2006-2007, and raising her son, born in 2012. University attendance after the 17th birthday is a credited period (Anrechnungszeit), capped at eight years in total (§ 58(1) sentence 1 no. 4 SGB VI) — her 60 months are well within that. For her son, the first three years count as child-raising periods (§ 56(1) sentence 1 SGB VI) and the time up to his tenth birthday as a consideration period (Berücksichtigungszeit, § 57 sentence 1) — but for the years from 2015, when she was self-employed above the marginal level and not compulsorily insured, only insofar as they are compulsory-contribution periods (§ 57 sentence 2). She fills in V0100 on eAntrag, states the agency job with employer and dates, and uploads her de-registration certificate, employment contract and her son's birth certificate. About four months later a new record arrives. It gives her no pension amount: how the periods count is decided only when a benefit is determined (§ 149(5), last sentence). Name, dates and months are illustrative.

How to fill it in, step by step

Put your current pension record in front of you; if you do not have one, you can ask the Deutsche Rentenversicherung for a current one at any time.
Check it chronologically for gaps and errors — a duty under § 149(4) SGB VI. Look especially for periods that are not reported automatically: school and university from 17, child-raising, employment in the former GDR, time abroad.
Gather the evidence: according to the Deutsche Rentenversicherung, for example employment contracts, certificates, the children's birth certificates, proof of school and university periods, insurance cards, Aufrechnungsbescheinigungen, proof of sickness periods or unemployment registration cards.
Fill in form V0100 — online on eAntrag, as the Deutsche Rentenversicherung recommends (all you need to start is your pension insurance number), or as a PDF. State each missing period with its dates.
State every fact relevant to the clarification (§ 149(4) SGB VI) — not only jobs, but also credited periods such as university, sickness or registration as a training seeker, and the raising of your children.
Submit the application with the evidence and wait for the new record — three to four months on average according to the Deutsche Rentenversicherung.
Check the new record again: if you do not object within six calendar months, the older data are fixed by formal notice (§ 149(5) sentence 1 SGB VI).

Good to know

Clarification fixes periods, not a pension: whether and how the data count is decided only when a benefit is determined (§ 149(5), last sentence, SGB VI).
School and university count as credited periods only after the 17th birthday and for eight years at most in total (§ 58(1) sentence 1 no. 4 SGB VI). If more was fixed, the notice is revoked to that extent (§ 149(5) sentence 2).
Sickness between 17 and 25 (at least one calendar month) and registration as a training seeker from 17 (at least one calendar month) are also credited periods, insofar as no other pension-relevant periods cover them (§ 58(1) sentence 1 nos. 1a and 3a SGB VI).
Key point for the self-employed: the consideration period for raising a child up to age ten applies during self-employment above the marginal level only insofar as those periods are also compulsory-contribution periods (§ 57 sentence 2 SGB VI).
According to the Deutsche Rentenversicherung, the online form on eAntrag lets you upload documents and save your progress for up to 30 days.
The explanatory notes to the application (form V0110) are offered only as a PDF; this guide relies on the statute and on the Deutsche Rentenversicherung's text pages.

Common mistakes

Filing the record away unchecked. After six calendar months without objection, the institution fixes the older data by formal notice (§ 149(5) sentence 1 SGB VI).
Expecting the clarification to say something about your pension. It clarifies the stored periods; how they count is decided only when a benefit is determined (§ 149(5), last sentence, SGB VI).
Answering without evidence. The duty to cooperate expressly includes supplying the necessary documents and other evidence (§ 149(4) SGB VI).
Entering all your studies even beyond eight years: school and university beyond eight years in total are not credited (§ 58(1) sentence 1 no. 4 SGB VI).
Using V0100 again after a completed clarification when you only have changes to report — questionnaire V0300 exists for that.
Discovering gaps only in the pension decision. According to the Deutsche Rentenversicherung, what remains then is an objection within one month or, later, a request for review (Überprüfungsantrag).

Frequently asked questions

Do I have to take part in the account clarification?

Yes. § 149(4) SGB VI obliges insured persons to check the record for accuracy and completeness, state every fact relevant to the clarification and supply the necessary documents and evidence.

What happens if I do nothing?

If the insured person has not objected within six calendar months after the record was sent, the institution fixes by formal notice the data in it that have not yet been fixed and lie more than six calendar years back (§ 149(5) sentence 1 SGB VI).

Will the clarification tell me my pension amount?

No. Whether and how the data count is decided only when a benefit is determined (§ 149(5), last sentence, SGB VI). The clarification makes sure the periods are stored completely.

Do university periods count?

Attending school, a technical college or university after the 17th birthday is a credited period, for eight years at most in total (§ 58(1) sentence 1 no. 4 SGB VI).

How long does processing take?

Three to four months on average, according to the Deutsche Rentenversicherung.

My account was clarified before — which form do I use?

For changes since the last account clarification there is questionnaire V0300. According to the Deutsche Rentenversicherung, after a clarification a notice on the record comes every six years and can be updated online with an access code.

Go further

Related forms

Official sources

§ 149 SGB VI — Insurance account (Gesetze im Internet, Federal Ministry of Justice) — September 23, 2026
§ 58 SGB VI — Credited periods (Anrechnungszeiten) — September 23, 2026
§ 56 SGB VI — Child-raising periods (Kindererziehungszeiten) — September 23, 2026
§ 57 SGB VI — Consideration periods (Berücksichtigungszeiten) — September 23, 2026
Deutsche Rentenversicherung — Form V0100, application for account clarification — September 23, 2026
Deutsche Rentenversicherung — FAQ: pension record (Versicherungsverlauf) — September 23, 2026
Deutsche Rentenversicherung — announcement of 6 July 2026: account clarification online — September 23, 2026
Deutsche Rentenversicherung — pension glossary: record with application for account clarification — September 23, 2026

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Guide and document provided for information purposes only; they do not constitute personalised legal or tax advice. Check the recipient organisation's requirements and consult a professional if needed.