Online chartered accountants — 2026 comparison
Every firm compared here is registered with the Ordre des experts-comptables — the difference lies in package scope, the tool and the support. Factual criteria, zero affiliation.
Firms registered with the Ordre (France) · Verified 2026-06
| Criterion | Ça Compte Pour Moi | Dougs | Keobiz | L-Expert-Comptable.com | Numbr |
|---|---|---|---|---|---|
| Main target | Micro & small businesses | Freelancers & single-member companies | Micro & small businesses | Freelancers & single-member companies | Freelancers & single-member companies |
| Bookkeeping + annual accounts included | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| Payroll & social | ~ Partial | ~ Partial | ~ Partial | ~ Partial | ~ Partial |
| Annual legal services (AGM, filing of accounts) | ~ Partial | ~ Partial | ~ Partial | ~ Partial | ~ Partial |
| App included | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes | ✓ Yes |
| Dedicated contact | ✓ Yes | ~ Partial | ✓ Yes | ✓ Yes | ✓ Yes |
| Firm website | Visit | Visit | Visit | Visit | Visit |
Which package for your profile?
Micro-entrepreneur
A micro-entreprise's accounting fits in an income ledger: a chartered accountant is generally not essential. A good tool is enough — save the budget for the day you incorporate.
Freelancer with a company (SASU/EURL)
Annual accounts, tax bundle (liasse), VAT, annual legal services: the core target of online offers. Check what the base package covers — AGM paperwork and the director's payroll are often extras.
Small business with employees
From the first hire, payroll and social matters weigh more than bookkeeping: favour an offer where the social side is included or tightly integrated, not a mere referral to a partner.
Digital-first by habit
Bank sync, photographed receipts, asynchronous exchanges: if you never need in-person meetings, online firms offer the best scope-to-price ratio. Otherwise, a local firm remains relevant.
Frequently asked questions
Online chartered accountant or local firm?
Same diploma, same registration with the Ordre, same liability. Online firms standardise (tool, process, tight pricing) where local firms personalise (meetings, knowledge of the local economy). The right choice depends on the complexity of your file and your need for contact.
Is a chartered accountant mandatory?
No, no business is legally required to have one — not even a company. But a company's accounting obligations (annual accounts, tax bundle, filing of accounts) make professional support strongly advisable as soon as the business goes beyond the trivial case.
Can you change chartered accountant mid-year?
Yes. Check the notice period in your engagement letter, settle the fees due, and the new firm handles the file handover directly with the old one (the Ordre's professional courtesy rules). The ideal time remains just after the annual accounts.
What does the base package hide?
The entry package generally covers bookkeeping, annual accounts and the tax bundle. Payroll, AGM paperwork, the director's filings, in-depth tax advice or late bookkeeping are often billed extra — compare offers on what is actually included, not on the headline price.
Self-reported data from the firms' websites, verified in June 2026. Package scopes change: check the contractual details (engagement letter) before signing. No link on this page is sponsored or paid — ActioFin compares the offers and does not provide chartered accountancy services.
Official sources