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Crossed SME valuation

Cross two methods: sector EBITDA multiples (editable) and discounted cash flows (DCF). The equity value range updates instantly.

Your assumptions

EBITDA multiples (editable)

Educational indicative range for the sector: 3× / 4.5× / 6×. Leave empty to use it, or enter your own multiples.

Cash flows (DCF)

Flows estimated automatically: EBITDA × 60% (educational after-tax-and-capex approximation), with your growth rate. Tick to enter your real flows.

Low bound

€540,000

Central value

€990,000

High bound

€1,140,000

Method 1 — EBITDA multiples

Low EV
€600,000
Median EV
€900,000
High EV
€1,200,000
Net financial debt
€60,000
Equity value (median)
€840,000

3× / 4.5× / 6× (services B2B, fourchette indicative pédagogique)

Method 2 — DCF

Enterprise value (DCF)
€1,200,000
Equity value (DCF)
€1,140,000
Terminal value weight
62.6 %

Reading the diagnosis

  • Multiples = the sector's educational indicative range (editable). For a defensible range, calibrate on recent comparable transactions.
  • DCF flows estimated by an educational proxy (EBITDA × 60%). Enter your real forecast flows to refine.
  • A 36% gap between DCF and the multiples median: revisit the assumptions before interpreting the central value as a reliable indicator.

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Educational simulation — neither investment advice, nor a regulated valuation, nor a fairness opinion. A real sale requires a valuation professional. Your data stays in your browser unless you are signed in.

Methodology

Multiples: EV = normative EBITDA × sector multiple, then equity value = EV − net debt. DCF: discounting of entered flows or a documented proxy (EBITDA × 60%, an after-tax-and-capex approximation), Gordon-Shapiro terminal value. The global range spans both methods.

References: multiples method (educational SME ranges, open reference Damodaran NYU Stern) · Gordon-Shapiro DCF. Educational simulation — neither investment advice nor a fairness opinion.