Protecting your income when self-employed
What sick leave actually pays, why an independent professional's ceiling is three times a craftsman's, and how the retirement savings deduction is computed. Three modules following Camille, a self-employed graphic designer. All the prose is free to read; only the quizzes are sold.
Intermediate3 modules26 minModule 1 free to read
2026 rules — verified on September 7, 2026
Figures are tied to dated, sourced tax constants. A module whose rules have changed is flagged for review, and is unpublished automatically beyond 90 days.
By the end of this course, you can…
These outcomes are the modules' own: the promise cannot say anything the course does not teach.
- Check the three conditions that open the right to daily allowances.
- Compute the daily amount yourself from your own income.
- Place the waiting period and the length of prescriptions.
- Spot the income floor below which the allowance falls to zero.
- Tell the independent professional's ceiling from the craftsman's and trader's.
- Recover each ceiling by computation rather than by memory.
- Compare honestly with the employee regime.
- Locate the real gap in cover, which is not the ceiling.
- Know that the Madelin contract can no longer be taken out, and what succeeds it.
- Compute your own annual deduction ceiling for retirement savings.
- Use the carry-forward of an unused ceiling, whose length has just changed.
- Decide what to do with an older contract already open.
The programme, module by module
Each module has its own page. Durations are derived from the actual text, never announced by hand.
- Module 18 minFree — no accountWhat sick leave pays, and on what conditionsWhat you will be able to do
- Check the three conditions that open the right to daily allowances.
- Compute the daily amount yourself from your own income.
- Place the waiting period and the length of prescriptions.
- Spot the income floor below which the allowance falls to zero.
- Module 29 minIncluded in the full courseThree regimes, three ceilings — and one received ideaWhat you will be able to do
- Tell the independent professional's ceiling from the craftsman's and trader's.
- Recover each ceiling by computation rather than by memory.
- Compare honestly with the employee regime.
- Locate the real gap in cover, which is not the ceiling.
- Module 39 minIncluded in the full courseTopping up with a retirement savings planWhat you will be able to do
- Know that the Madelin contract can no longer be taken out, and what succeeds it.
- Compute your own annual deduction ceiling for retirement savings.
- Use the carry-forward of an unused ceiling, whose length has just changed.
- Decide what to do with an older contract already open.
What you take away
A handout you keep, not just a page you read. The sections are derived from the course itself: what is announced here is exactly what gets generated.
Participant handout (PDF)
PDF
- Learning objectives (3)
- Key figures (3)
- Mistakes to avoid (3)
- Official sources (3)
Exercise workbook (Word)
Word
- Learning objectives (3)
- Key figures (3)
- Mistakes to avoid (3)
- Official sources (3)
Answers live in a separate appendix: the participant handout and the workbook stay distributable before the exercise.
Or unlock everything with the pack at €29.00/month incl. VATCalculator reports, form documents and full courses, cancel any time.
Already purchased? Download your handouts
Where this course leads
A course that leads neither to a calculator nor to a form cannot be published: this block is the visible counterpart of that rule.
Run the numbers
The linked calculators apply this course's rules to your own figures — for free.
File it
Step-by-step guides to the official forms cited in this course.
Go further
The courses that follow on from this one.
Educational content, current with the sources cited. It does not replace advice tailored to your situation. These courses are neither certifying nor CPF-eligible: they prepare for no certification registered with the French RNCP or specific register.