Stamp Duty (SDLT) Calculator
Work out Stamp Duty Land Tax on a property purchase in England and Northern Ireland, including the 5% additional-property surcharge and first-time-buyer relief.
Dane zweryfikowane · lipiec 2026
Does this cover Scotland or Wales?
No — Scotland has Land and Buildings Transaction Tax (LBTT) and Wales has Land Transaction Tax (LTT), both with different bands and rates from SDLT.
Źródło: HMRC — Stamp Duty Land Tax rates (gov.uk/stamp-duty-land-tax/residential-property-rates), 2025/26. · zaktualizowano 2026
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Wszystko o Stamp Duty (SDLT) Calculator
📋Prezentacja+
SDLT is charged on a sliding scale of the purchase price, with each band taxed only on the portion of the price that falls within it. Buying an additional residential property (buy-to-let, second home) adds a 5% surcharge on top of standard rates across every band. First-time buyers get relief on properties up to £625,000, with 0% up to £425,000. Companies buying residential property face the same additional-property rates as individuals, plus a flat 17% charge on purchases over £500,000 unless a relief applies.
💡 Dobre praktyki
- The 5% surcharge applies to the whole price across every band, not just the amount above a threshold — it's a much bigger jump than it first looks.
- Selling your main home within 36 months of buying a new one can qualify you for a refund of the surcharge paid.
- Company purchases of high-value residential property (over £500,000) can face a flat 17% rate — check reliefs for genuine property rental/development businesses before assuming the worst case.
🔢 Konkretny przykład
£300,000 purchase as an additional property: standard bands plus the 5% surcharge on the whole price give an SDLT bill of £14,000, an effective rate of about 4.7%.
📖Instrukcja użycia+
Jak korzystać z tego kalkulatora
- 1
Enter the purchase price of the property.
- 2
Select your buyer type: standard home mover, additional property, first-time buyer, or company.
- 3
Read the SDLT due, the surcharge portion, and the effective overall rate.
📚Słowniczek+
- Additional-property surcharge
- A flat 5% added to every SDLT band when the buyer will own more than one residential property after completion — typically buy-to-let purchases and second homes.
- First-time buyer relief
- 0% SDLT on the first £425,000 of a property up to £625,000 for buyers who have never owned residential property anywhere in the world.
ℹ️Źródła i aktualizacje+
Ostatnia aktualizacja danych
7 lipca 2026
Źródła i odniesienia
HMRC — Stamp Duty Land Tax rates (gov.uk/stamp-duty-land-tax/residential-property-rates), 2025/26.
Dane tego kalkulatora są regularnie aktualizowane zgodnie z najnowszymi oficjalnymi stawkami. W razie wątpliwości sprawdź oficjalne źródła wymienione powyżej.
FAQ — Stamp Duty (SDLT) Calculator
Does this cover Scotland or Wales?+
No — Scotland has Land and Buildings Transaction Tax (LBTT) and Wales has Land Transaction Tax (LTT), both with different bands and rates from SDLT.
Can I get first-time-buyer relief and the surcharge exemption together?+
First-time buyers by definition aren't buying an additional property, so the two categories are mutually exclusive — select whichever applies to your purchase.