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CIS Monthly Return (subcontractor deduction)

Work out the Construction Industry Scheme deduction a contractor must withhold from a subcontractor's payment, based on their verified CIS status: gross, net (20%) or unverified (30%).

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Dane zweryfikowane · lipiec 2026

Are materials always excluded from the CIS deduction?

Yes, provided the subcontractor's invoice separately identifies a genuine materials cost — the deduction only ever applies to the labour element.

Źródło: HMRC — Construction Industry Scheme (CIS): guide for contractors and subcontractors (gov.uk/what-you-must-do-as-a-cis-contractor), 2025/26. · zaktualizowano 2026

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Wszystko o CIS Monthly Return (subcontractor deduction)

📋Prezentacja+

Under CIS, contractors deduct tax at source from payments to subcontractors before passing on the net amount. Deductions apply only to the labour element — materials the subcontractor genuinely incurred are excluded. The deduction rate depends on HMRC's verification: 0% for subcontractors registered for gross payment, 20% for those registered net, and 30% for anyone HMRC cannot verify.

💡 Dobre praktyki

  • Always verify a new subcontractor with HMRC before the first payment — skipping this defaults you to the 30% unverified rate.
  • Keep materials invoices on file — HMRC can challenge a materials deduction that isn't evidenced.
  • Deductions withheld are advance payments of the subcontractor's own tax and NIC, reclaimable via their Self Assessment or (for limited companies) against PAYE liabilities.

🔢 Konkretny przykład

£5,000 gross payment with £1,000 materials, subcontractor verified net-standard: £4,000 labour element, 20% deduction = £800, leaving £4,200 net payment.

📖Instrukcja użycia+

Jak korzystać z tego kalkulatora

  1. 1

    Enter the gross payment due to the subcontractor for the work.

  2. 2

    Enter the materials cost included in that payment — CIS only applies to labour.

  3. 3

    Select the subcontractor's verified CIS status: gross, net-standard or unverified.

  4. 4

    Read the labour element, deduction rate and net payment due.

📚Słowniczek+
Labour element
The part of a subcontractor's invoice covering their work, as opposed to materials — CIS deductions apply only to this portion.
Verification
The process of checking a subcontractor's CIS status with HMRC before the first payment, which determines whether 0%, 20% or 30% is deducted.
ℹ️Źródła i aktualizacje+
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Ostatnia aktualizacja danych

7 lipca 2026

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Źródła i odniesienia

HMRC — Construction Industry Scheme (CIS): guide for contractors and subcontractors (gov.uk/what-you-must-do-as-a-cis-contractor), 2025/26.

Dane tego kalkulatora są regularnie aktualizowane zgodnie z najnowszymi oficjalnymi stawkami. W razie wątpliwości sprawdź oficjalne źródła wymienione powyżej.

FAQ — CIS Monthly Return (subcontractor deduction)

Are materials always excluded from the CIS deduction?+

Yes, provided the subcontractor's invoice separately identifies a genuine materials cost — the deduction only ever applies to the labour element.

Can a subcontractor reclaim CIS deductions?+

Yes — deductions are treated as payments on account of the subcontractor's income tax and Class 4 NIC (or offset against a limited company's PAYE bill), reconciled via Self Assessment or the employer's PAYE return.

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CIS Monthly Return (subcontractor deduction) 2026 — Darmowy kalkulator — ActioFin