Airbnb / Holiday Let Tax
Work out the tax due on Airbnb or short-term holiday letting income, including the £1,000 property allowance option and Section 24 mortgage interest restriction.
Dati verificati · luglio 2026
Can I use the property allowance and deduct mortgage interest?
No — using the £1,000 property allowance replaces all expense deductions, including mortgage interest; you cannot combine the allowance with the finance cost credit.
Fonte: HMRC — Renting out your property (gov.uk/renting-out-a-property); Tax-free allowances on property and trading income (gov.uk/guidance/tax-free-allowances-on-property-and-trading-income), 2025/26. · aggiornato 2026
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Tutto su Airbnb / Holiday Let Tax
📋Presentazione+
Airbnb and other short-term letting income is taxed as UK property income unless it separately qualifies as a trade. You can either deduct actual allowable expenses (cleaning, fees, utilities) and claim the finance cost credit on mortgage interest, or use the £1,000 tax-free property allowance instead of expenses if that's more generous. Since the furnished holiday lettings regime was abolished from April 2025, most short-term lets follow the same Section 24 finance-cost-credit rules as any other residential letting.
💡 Buone pratiche
- If your allowable expenses are below £1,000, the property allowance will almost always give a better result than deducting actual costs.
- Platform reporting rules mean HMRC now receives data directly from Airbnb and similar platforms — declare all letting income even if it feels informal.
- Mortgage interest on a holiday let follows the same 20% finance cost credit as any other residential letting since the FHL regime ended.
🔢 Esempio concreto
£15,000 Airbnb income with £4,000 allowable expenses and £2,000 mortgage interest: £11,000 taxable profit after expenses, reduced further by the 20% finance cost credit on the interest.
📖Guida all'uso+
Come usare questo calcolatore
- 1
Enter your total letting income for the year.
- 2
Enter your allowable expenses and mortgage interest, or tick to use the £1,000 property allowance instead.
- 3
Add your other income, to determine your marginal tax rate.
- 4
Read the taxable profit, tax payable and net income after tax.
📚Glossario+
- Property allowance
- A £1,000 annual tax-free allowance for property income that can be used instead of deducting actual expenses — useful for very small lettings with few costs.
- Furnished holiday lettings (FHL)
- A former separate tax regime for qualifying holiday lets with extra reliefs, abolished from April 2025 — short-term lets are now taxed under the standard property income rules.
ℹ️Fonti e aggiornamenti+
Ultimo aggiornamento dei dati
7 luglio 2026
Fonti e riferimenti
HMRC — Renting out your property (gov.uk/renting-out-a-property); Tax-free allowances on property and trading income (gov.uk/guidance/tax-free-allowances-on-property-and-trading-income), 2025/26.
I dati di questo calcolatore vengono aggiornati regolarmente per riflettere gli ultimi parametri ufficiali. In caso di dubbio, consulta le fonti ufficiali indicate sopra.
FAQ — Airbnb / Holiday Let Tax
Can I use the property allowance and deduct mortgage interest?+
No — using the £1,000 property allowance replaces all expense deductions, including mortgage interest; you cannot combine the allowance with the finance cost credit.
Do I pay VAT on Airbnb income?+
Only if your total taxable turnover across all activities exceeds the VAT registration threshold (£90,000 for 2025/26) — most individual hosts stay below it.