Marriage Allowance Calculator
Check Marriage Allowance eligibility and calculate the couple's net tax saving from transferring £1,260 of Personal Allowance, including backdating up to 4 years.
Gegevens gecontroleerd · juli 2026
Who can claim Marriage Allowance?
Married couples and civil partners where the lower earner's income is below the £12,570 Personal Allowance and the higher earner pays basic-rate tax (income up to £50,270 rUK, £43,662 in Scotland).
Bron: HMRC — Marriage Allowance (gov.uk/marriage-allowance); gov.uk/income-tax-rates; gov.uk/scottish-income-tax. · bijgewerkt 2026
🧮
Vul de velden in om de resultaten in realtime te zien
Bevalt deze rekenmachine u?
Maak een gratis account aan om uw berekeningen op te slaan, de geschiedenis te bekijken en als PDF te exporteren. Upgrade naar Pro voor alle 319 rekenmachines.
Een vraag over dit resultaat?
Stel deze aan Solva, de AI-financieel adviseur van ActioFin — antwoorden gebaseerd op officiële teksten.
5 gratis vragen per dag met een gratis account
Alles over Marriage Allowance Calculator
📋Overzicht+
Transfers £1,260 of the lower earner's Personal Allowance to their spouse or civil partner (2025/26), worth up to £252 a year as a tax reducer. The calculator nets off any extra tax the transferor pays when their income sits above the reduced allowance of £11,310.
💡 Best practices
- The claim is worthwhile even if the transferor earns slightly above £11,310 — the calculator nets the two effects.
- Backdating to earlier tax years can add roughly £252 per year claimed.
- The recipient must be a basic-rate taxpayer: income up to £50,270 (rUK) or £43,662 (Scotland).
🔢 Concreet voorbeeld
Transferor earns £12,000, recipient £30,000 (rUK): the recipient saves £252 but the transferor pays 20% on £690 above the reduced allowance (£138) — net couple saving £114/yr.
📖Handleiding+
Zo gebruikt u deze rekentool
- 1
Enter the lower earner's (transferor) income.
- 2
Enter the recipient partner's income.
- 3
Select Scottish taxpayer if the recipient pays Scottish rates.
- 4
Add backdated years (up to 4) if you never claimed before.
- 5
Read the net annual saving and total benefit.
📚Woordenlijst+
- Transferable amount
- Fixed at £1,260 — 10% of the £12,570 Personal Allowance, rounded up to the nearest £10. You cannot transfer more or less.
- Tax reducer
- The recipient's Income Tax is reduced by 20% of £1,260 (£252), limited to the tax they actually owe.
ℹ️Bronnen & updates+
Laatste gegevensupdate
5 juli 2026
Bronnen en referenties
HMRC — Marriage Allowance (gov.uk/marriage-allowance); gov.uk/income-tax-rates; gov.uk/scottish-income-tax.
De gegevens van deze rekentool worden regelmatig bijgewerkt volgens de laatste officiële tarieven. Raadpleeg bij twijfel de bovenstaande officiële bronnen.
FAQ — Marriage Allowance Calculator
Who can claim Marriage Allowance?+
Married couples and civil partners where the lower earner's income is below the £12,570 Personal Allowance and the higher earner pays basic-rate tax (income up to £50,270 rUK, £43,662 in Scotland).
How much is Marriage Allowance worth?+
Up to £252 per tax year (20% of the £1,260 transferred allowance). Backdating up to 4 tax years can be worth around £1,000 in total.
What if the lower earner is close to the allowance?+
The transferor's own allowance drops to £11,310, so income between £11,310 and £12,570 becomes taxable at 20% — the couple still gains as long as this extra tax stays below £252.