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Cash Flow Forecast

Track a running cash balance across a sequence of periods from expected inflows and outflows, and see whether you dip negative or breach an overdraft limit.

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Проверени данни · юли 2026 г.

What happens if inflows and outflows have different lengths?

The forecast runs for as many periods as there are inflow entries — any missing outflow for a period is treated as zero, so make sure both lists cover the same periods in the same order.

Източник: ICAEW / ACCA management accounting — cash flow forecasting method; generic treasury practice on running balance and overdraft headroom monitoring. · актуализирано 2026

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Всичко за Cash Flow Forecast

📋Представяне+

A cash flow forecast carries an opening balance forward period by period, adding expected receipts and subtracting expected payments to build a running balance. This calculator flags the lowest point the balance reaches, how many periods dip into deficit, and whether any period would breach an available overdraft limit — the earliest possible warning of a cash squeeze.

💡 Добри практики

  • Build inflows and outflows from realistic timing (when cash actually moves), not from invoice or accrual dates — a profitable period can still show a cash deficit.
  • Re-run the forecast whenever a large one-off payment (VAT quarter, tax bill, capital purchase) is confirmed — these are the most common causes of a breach.
  • If the forecast shows a deficit more than one period out, that is usually enough lead time to arrange additional headroom before it becomes urgent.

🔢 Конкретен пример

£10,000 opening balance, inflows of £10,000/£8,000/£12,000 and outflows of £9,000/£11,000/£7,000 across 3 periods: balance dips to £8,000 in period 2 but never breaches a £5,000 overdraft limit.

📖Ръководство за употреба+

Как да използвате този калкулатор

  1. 1

    Enter your opening cash balance for the first period.

  2. 2

    Enter expected cash inflows for each period (comma-separated).

  3. 3

    Enter expected cash outflows for each period (comma-separated, same order as inflows).

  4. 4

    Enter your overdraft limit if you have one, to see if the forecast breaches it.

📚Речник+
Running balance
The cash balance carried forward from one period to the next, updated each period by adding inflows and subtracting outflows from the prior balance.
Margin of safety (cash)
How far the lowest forecast balance sits above zero (or above the overdraft limit) — the cash cushion before the business runs out of funds.
ℹ️Източници и актуализации+
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Последна актуализация на данните

7 юли 2026 г.

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Източници и препратки

ICAEW / ACCA management accounting — cash flow forecasting method; generic treasury practice on running balance and overdraft headroom monitoring.

Данните на този калкулатор се актуализират редовно според последните официални ставки. При съмнение направете справка с официалните източници по-горе.

FAQ — Cash Flow Forecast

What happens if inflows and outflows have different lengths?+

The forecast runs for as many periods as there are inflow entries — any missing outflow for a period is treated as zero, so make sure both lists cover the same periods in the same order.

Does a positive closing balance mean the forecast is safe?+

Not necessarily — check the lowest balance and periods in deficit too, since a healthy closing position can still hide a dip that breaches your overdraft limit mid-way through.

Свързани калкулатори

Cash Flow Forecast 2026 — Безплатен Калкулатор — ActioFin